Approximately 30 days after your bankruptcy petition has been filed, whether it is a Chapter 7 or a Chapter 13 Bankruptcy Petition, you will be required to attend a brief (very brief) meeting with the bankruptcy trustee handling your case. Named after the section of the bankruptcy code that requires it, this meeting is known as a 341 meeting.
What To Expect.
The 341 meeting is very informal and usually lasts no more than 10 minutes.
The trustee will ask you some very basic questions and, in the event, any creditors attend the meeting, they will be given the opportunity to object to your petition.
It is extremely rare for any creditors to attend the meeting so don’t worry.
What To Bring With You.
You will need the following documents:
- Driver’s license
- Social Security Card
- Your latest pay stub from your employer
How To Prepare For The Hearing.
DOWNLOAD AND REVIEW THE SAMPLE QUESTIONS
The trustee has a list of questions he or she must ask you – download a list of the sample questions here.
DOWNLOAD AND REVIEW THE BANKRUPTCY INFORMATION STATEMENT BEFORE THE HEARING
One of the questions the trustee will ask is “Have you reviewed the Bankruptcy Information Statement?” Please download a copy of the Bankruptcy Information Statement here and review it prior to the hearing.
How To Get There (click on the addresses below to be taken the Google Maps).
341 Hearings in Newark (Chapter 7 and Chapter 13 cases)
If your case is a Chapter 7 or Chapter 13 case filed in the Bankruptcy Court in Newark, the meeting will take place at the office of the US Trustee located in on the 14th floor at One Newark Center, 1085 Raymond Blvd., Newark, NJ 17102 (corner of Raymond Blvd. and McCarter Highway with parking on Mulberry St.)
341 Hearings in Trenton – Chapter 7 cases
If your case is a Chapter 7 case filed in the Bankruptcy Court in Trenton, the meeting will take place at the Federal Courthouse in Trenton located at Clarkson S. Fisher Building & U.S. Courthouse, 402 East State Street, Trenton, NJ 08608
341 Hearings in Trenton – Chapter 13 cases
If your case is a Chapter 13 case filed in the Bankruptcy Court in Trenton, the meeting will take place at the office of the Chapter 13 Standing Trustee, Albert Russo, located at 1 AAA Drive, Robbinsville, NJ 08691.
341 Hearings in Camden – Chapter 13 cases
If your case is a Chapter 13 case filed in Bankruptcy Court in Camden, the meeting will take place at the office of the Chapter 13 Standing Trustee, Isabel Balboa, located at Cherry Tree Corporate Center, 535 Route 38 – Suite 150, Cherry Hill, NJ 08002
341 Hearings in Camden – Chapter 7 cases
Inclement Weather Policy
During the winter months, the possibility exists for Delayed Openings and/or Court Closings. If there is to be a delayed opening or Court closing, public announcements will be made on the following radio stations:
- WKXW – FM 101.5 (COVERAGE FOR NORTH AND CENTRAL JERSEY)
- WKXW – FM 97.3 (COVERAGE FOR SOUTH JERSEY/ATLANTIC CITY AREA)
- FM 104.9 (COVERAGE FOR SOUTH JERSEY/PHILADELPHIA)
- WKYW – AM 1260 (COVERAGE FOR THE MERCER COUNTY AREA ONLY)
Additionally, a notification will be recorded on the voice messaging system in each office, for that particular office only. You can check each office at the following phone numbers: